Personal Loans

Calculate your loan amount

Adjust the amount on the calculator to see how much the monthly repayments could be on your loan.

Loan Amount is

30000


No. of Month is

30


Rate of Interest [ROI] is

10

Monthly EMI

Total Interest

Payable Amount

Interest Percentage


Features & benefits

  • Borrow from $ 1,000 to $ 25,000
  • Spread your repayments over one to five years for loans of $ 15,000 or less, or over one to eight years for loans over $ 15,000.

  • Get a quick decision
  • As an Northern Offshore Bank & Trust current account customer, you could get an instant credit decision. Non-Northern Offshore Bank & Trust current account customers should be contacted with a credit decision in 2-5 working days.

  • Quick access to funds
  • Existing Northern Offshore Bank & Trust current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-Northern Offshore Bank & Trust current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.

  • Top up your existing loan
  • If you've already got an Northern Offshore Bank & Trust Personal Loan and your financial needs have changed, taking additional borrowing could be the answer. You can consolidate your existing loan with additional borrowing.

  • Make overpayments free of charge
  • This may reduce the amount of interest you pay.

  • Northern Offshore Bank & Trust Advance customers could get 10% cashback
  • 10% interest cashback at the end of the loan term. Cashback is only available on loans with 60 repayments or less. If you close your loan early or it is ended by us you will not be eligible for cashback.

3.3% APR* Representative

For loans between $ 7,000 and $ 15,000. Now also available to non-Northern Offshore Bank & Trust current account customers.

*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR rates may vary based on amount borrowed. Please use the calculator or the loans interest rate table (PDF, 57KB) for more details.