Life Insurance

About Northern Offshore Bank & Trust Life Insurance

Northern Offshore Bank & Trust Life Insurance offers you peace of mind, knowing that your loved ones are financially protected if the unexpected happens. We offer Life Cover, Critical Illness Cover and Income Cover. You can find more details by clicking the links below.

If you're not sure which products are right for you, you can use our financial planning tools to help you decide. Alternatively you can contact your local branch and a member of our team will be happy to discuss the options available with you.

Life Cover, Critical Illness Cover and Income Cover are underwritten by Northern Offshore Bank & Trust Life (UK) Ltd.

Existing customers

If you need to make a claim, contact our helpline for assistance as soon as you can.

Get support

Northern Offshore Bank & Trust Life Cover

At Northern Offshore Bank & Trust, we're here to give your loved ones the financial support they may need if the unexpected happens.

• Single or Joint Life Cover available
• Level Term or Decreasing Term Cover
• Lump sum payable on death or diagnosis of a terminal illness up to $2,000,000
• Accidental death benefit, free cover up to a maximum of $250,000

Life Cover is underwritten by Northern Offshore Bank & Trust Life (UK) Ltd. Get a personalised quotation and apply today.

Northern Offshore Bank & Trust Critical Illness Cover

Our Critical Illness Cover can offer you and your loved ones financial support should you unexpectedly fall ill.

• A Lump sum of up to $1,000,000 on diagnosis paid free of UK income and capital gains taxes
• Lump sum paid on diagnosis of one of the 35 specified Critical Illnesses or surgical procedures
• Level Term or Decreasing Cover
• Children's cover included

Critical Illness Cover is underwritten by Northern Offshore Bank & Trust Life (UK) Ltd. Get a personalised quotation and apply today.

Northern Offshore Bank & Trust Income Cover

Our income cover pays a monthly tax-free benefit to help replace your loss of earnings if you're unable to work due to an accident or injury.

• Monthly benefit paid directly to your bank account
• Choose between benefits that pay while you are unable to work for up to 5 years, or continue to your 68th birthday
• Dedicated claims assessor is on hand to offer support
• Premiums for any Northern Offshore Bank & Trust Life and Protection products you hold are waived while you receive Income Cover benefits

Income Cover is underwritten by Northern Offshore Bank & Trust Life (UK) Ltd. Get a personalised quotation and apply today.