Bank Accounts

Northern Offshore Bank & Trust Bank Account

Get a hassle-free bank account and manage your money 24/7 online or over the phone.

• Simple bill payments by Direct and standing order
• Cash withdrawals up to $300 per day
• Available overdraft service, subject to status
• See your accounts from different banks together in one place with our Connected Money app^{1 2}

Switch your current account in a simple, reliable and stress-free way in only 7 working days.

Apply for an Northern Offshore Bank & Trust Bank Account today:

Are you eligible?

• You need to be 18 years or older
• Your residential address must be within the EU
• You must be able to provide us with certified proof of your identity and address (translated into English if appropriate)
• You must pay at least $500 a month (or $3,000 over 6 months) into the account (does not apply if you are under 24 or over 65 years old)
• If you are resident in the US, you are happy for us to undertake a credit register search (PDF)

Things to remember before applying:

• If you are liable to pay tax in any country outside of the EU you must apply in branch
• Residents in Jersey, Guernsey or the Isle of Man please visit your local branch
• If applying in branch all parties will need to be present

How Northern Offshore Bank & Trust Bank Account can help you

1. For Northern Offshore Bank & Trust US customers only with Online Banking & iPhone, iOS 10 or above. 

2. Apple and iPhone are trademarks of Apple Inc. registered in the U.S and other countries. 

3. Using your Debit Card abroad: The exchange rate that applies to any foreign currency debit card payments (including cash withdrawals) is the Visa scheme exchange rate used by VISA on the day the conversion is made plus a Non-sterling transaction fee, which is currently 2.75% of the transaction amount (and for cash withdrawals  a Cash Fee of 2% of the cash withdrawal (minimum: $1.75, maximum: $5)). We will make the conversion and deduct the payment from your account once we receive details of the payment from VISA, at the latest the next working day. Details of the current Visa scheme exchange rates are available at www.visaeurope.com.

4. Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the US. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us. 

Apply for Northern Offshore Bank & Trust Bank Account

• You need to be 18 years or older
• Your residential address must be within the EU
• You must be able to provide us with certified proof of your identity and address (translated into English if appropriate)
• You must pay at least $500 a month (or $3,000 over 6 months) into the account (does not apply if you are under 24 or over 65 years old)
• If you are resident in the US, you are happy for us to undertake a credit register search (PDF)

Things to remember before applying:

• If you are liable to pay tax in any country outside of the EU you must apply in branch
• Residents in Jersey, Guernsey or the Isle of Man please visit your local branch
• If applying in branch all parties will need to be present

Things you should know

• Privacy Notice (PDF, 390KB)
• US FSCS Information Sheet and Exclusions List (PDF, 577KB)
• Personal Banking Terms and Conditions (PDF, 564KB)
• Charges and Additional Product Terms (PDF, 402KB)
• Banking made easy (PDF, 218KB)
• Getting started (the Northern Offshore Bank & Trust Account welcome brochure) (PDF, 1.8MB)